How XPayr applies it
XPayr combines non-custodial USDC checkout, predictable dollar-denominated gas, split settlement, App Kit route planning, transaction memos, batch payouts and agent payment controls in one merchant workflow on Arc.
XPayr · Built on Arc Network
XPayr payment infrastructure supporting Arc Network.
XPayr is a non-custodial payment gateway supporting Arc Network. Arc provides the infrastructure; XPayr provides checkout, routing, settlement, and reconciliation.
Verified on Arc Mainnet
Controlled Mainnet preview
Arc uses USDC as gas, targets sub-second deterministic finality and combines EVM tooling with Circle payment and crosschain infrastructure. That removes volatile gas-token accounting from many stablecoin workflows.
Technical status verified September 2026
XPayr supports checkout, split settlement, memo, batch and router flows on Arc Mainnet with official public launch endpoints, explorer and canonical Circle contracts.
Explore Arc Network capabilities through XPayr
XPayr is a non-custodial payment gateway supporting Arc Network. Arc provides the infrastructure; XPayr provides checkout, routing, settlement, and reconciliation.
What is Arc Network?
Arc Network is an EVM-compatible Layer 1 built for programmable money. Arc Testnet uses USDC as its native gas token, targets sub-second deterministic finality and integrates Circle infrastructure for payments, liquidity and crosschain movement.
Verified on Arc MainnetAccept USDC payments on Arc Testnet
Checkout on Arc Testnet lets a merchant price and settle in a stable unit while the customer pays from a compatible wallet. Deterministic confirmation, stable gas accounting and programmable contracts make Arc relevant to ecommerce, SaaS and platform payments.
Verified on Arc MainnetUSDC gas fees on Arc Testnet
Arc Testnet pays network gas in USDC instead of a volatile native coin. Its EIP-1559-style fee market uses EWMA smoothing to reduce short-term fee shocks and keep operational costs easier to estimate in dollar terms.
Verified on Arc MainnetArc Testnet sub-second deterministic finality
Deterministic finality means a confirmed Arc transaction is not expected to be reorganized later. Arc targets confirmation in under a second, which can shorten payment, payout and agent-job settlement loops.
Verified on Arc MainnetSend stablecoins on Arc
App Kit Send transfers a supported token between wallets on the same blockchain. On Arc this can support USDC treasury moves, refunds, reward distribution and direct wallet-to-wallet settlement without a crosschain route.
Verified on Arc MainnetBridge USDC to and from Arc
Arc App Kit Bridge abstracts the CCTP burn, attestation and mint sequence for supported USDC routes. It is designed to let users move native USDC between Arc, EVM networks and supported non-EVM environments without wrapped-liquidity accounting.
Verified on Arc MainnetArc crosschain recovery
A crosschain USDC transfer should preserve completed approve, burn and attestation steps instead of restarting the entire route after a recoverable failure. App Kit returns step state and transaction evidence that can be persisted and retried safely.
Verified on Arc MainnetSwap stablecoins on Arc
App Kit Swap exchanges supported assets on the same chain and can combine with a bridge for crosschain conversion workflows. Estimates, slippage controls and stop limits matter because the final output depends on liquidity at execution time.
Verified on Arc MainnetArc Unified Balance
Unified Balance combines deposited USDC from supported blockchains into one chain-agnostic balance that can be spent on a destination chain. It reduces the need for a user to manually coordinate each bridge before a payment.
Verified on Arc MainnetArc transaction memos
Arc Memo attaches structured metadata to a contract call and emits an indexed event. Payment IDs, invoice references, payout batches and operational notes can therefore travel with auditable onchain evidence instead of an offchain screenshot.
Verified on Arc MainnetArc batch transactions and payouts
Multicall3From batches multiple calls while preserving the original sender for each subcall. This supports atomic or partially successful operational batches with a clearer origin than generic relay execution.
Verified on Arc MainnetAgent payments built on Arc Testnet
Arc’s agentic-economy direction combines onchain identity, reputation and programmable job settlement concepts such as ERC-8004 and ERC-8183. Agents can coordinate work and stablecoin value under explicit policy and budget constraints.
Controlled Mainnet previewBuild on Arc with EVM tools
Arc supports familiar Solidity and EVM tooling such as ethers and viem, but developers must account for Arc-specific behavior including USDC gas precision, native and ERC-20 USDC interfaces, transaction extensions and restricted-transfer reverts.
Verified on Arc MainnetArc security and opt-in privacy
Arc documents configurable privacy and post-quantum security as evolving parts of its roadmap. Current integrations should distinguish live execution behavior from planned protocol modules and preserve auditability where regulations or operations require it.
Arc Network capability documented by ArcStablecoin FX on Arc
Arc is designed for stablecoin FX with transparent pricing, predictable fees and onchain settlement. App Kit swaps and bridges address application-level routes, while StableFX describes enterprise RFQ and escrow settlement patterns.
Arc Network capability documented by ArcFree XPayr planning tools for Arc Network
Estimate USDC gas, map a CCTP bridge and preview a same-chain stablecoin swap before connecting a wallet.
USDC Gas Calculator for Arc Testnet by XPayr
Estimate an Arc Testnet transaction budget in USDC using the gas inputs you provide. This XPayr tool is a planner, not a Mainnet quote.
Open the free XPayr toolUSDC Bridge Planner for Arc Testnet by XPayr
Plan a USDC route into or out of Arc Testnet, separate the bridge amount from the XPayr operation fee and continue to wallet-signed execution.
Open the free XPayr toolStablecoin Swap Planner for Arc Testnet by XPayr
Preview a same-chain stablecoin conversion, slippage budget and XPayr operation fee before requesting an executable quote.
Open the free XPayr toolFrom merchant intent to a verified Arc transaction
Understand the primitive
Start with the exact Arc Network capability, supported asset and execution boundary instead of a generic blockchain promise.
Plan the route
Choose checkout, send, bridge, swap, Unified Balance, memo, batch or agent settlement and review its fee model.
Sign from the wallet
The merchant or payer wallet signs the operation. XPayr does not treat a browser response as settlement proof.
Verify and reconcile
XPayr checks chain, token, amount, recipient and transaction evidence before updating payment and fee ledgers.
Arc Network questions answered clearly
What makes Arc Network different for payment applications?
Arc uses USDC as gas, targets sub-second deterministic finality and combines EVM tooling with Circle payment and crosschain infrastructure. That removes volatile gas-token accounting from many stablecoin workflows.
Is this available on Arc Mainnet through XPayr?
Yes. Arc Network has officially launched its Mainnet (Chain ID: 5042). XPayr supports live non-custodial checkout, verified routes, canonical Circle CCTP, Unified Balance and explorer reconciliation on Arc Mainnet alongside continued testnet access.
Does XPayr custody funds or hide the network fee?
No. Wallets sign transactions, chain fees remain visible and XPayr records its operation fee separately. Standard successful checkout uses the configured XPayr gateway fee; advanced App Kit operations use their published fee quote.
Primary references
Move from Arc research to a working XPayr payment flow.
Open a public XPayr planner, then create a merchant account to test checkout and wallet-signed operations on Arc Mainnet and Testnet.