Live on mainnet

Swap stablecoins without handing over custody.

Build a same-chain route, preview the proposed XPayr fee and see what the executable quote must disclose before your wallet signs.

XPayr fee 0.35% Charged on this transfer

Move your stablecoins

Choose the route, check the exact fee, then sign in your own wallet. XPayr never holds your funds or your keys.

Route 0.35%
You pay
β€”
XPayr fee
β€”
Delivered
β€”
Provider, protocol and gas costs
Circle protocol costs and network gas are charged separately by the route.

XPayr prepares and prices the transfer; your wallet signs it. You are never asked for a private key or a seed phrase.

What this does

Exchange one stablecoin for another on the same network. Nothing crosses a chain boundary, so it settles in a single transaction. Circle routes it through whichever venue has the liquidity.

You send: DAI Β· EURC Β· PYUSD Β· USDC Β· USDE Β· USDT Β· 13 Network

Two confirmations in your wallet

The first gives the contract permission to move exactly this amount. The second is the transfer itself. XPayr signs neither β€” both happen in your wallet, and you can stop after the first.

How this works

Wallet-signed execution

You keep control of the wallet and approve the exact route before anything moves.

One visible fee breakdown

XPayr, provider, protocol, gas and slippage costs are shown separately before signing.

Onchain evidence

Completion depends on canonical receipts, route events and reconciliation rather than a browser callback.

Questions before launch

Can I execute this transaction today?

Yes. Connect a wallet, check the fee, and sign. XPayr prepares and prices the transfer; your own wallet executes it.

Will XPayr hold my funds?

No. Every transfer is signed by your wallet and XPayr never holds the funds. You are not asked for a private key or a seed phrase at any point.

Is the displayed XPayr fee the total transaction cost?

No. Provider, protocol, gas, forwarding and slippage costs depend on the executable route and must be shown separately in the live quote.

Arc is a trademark of Circle Internet Group, Inc. and/or its affiliates.