Preview a Unified Balance spend while keeping deposits, source allocations, destination delivery and the XPayr fee independently visible.
XPayr prepares and prices the transfer; your wallet signs it. You are never asked for a private key or a seed phrase.
USDC spread across several networks is several separate balances. Circle Gateway turns them into one. Deposit moves USDC from a network into that pooled balance — it leaves your wallet for Circle’s Gateway contract, where only your signature can spend it. Spend pays out from the pool to any supported network without bridging first. Useful when you are paid on many chains and pay out on whichever one the recipient wants.
You send: USDC · 11 Network
The first gives the contract permission to move exactly this amount. The second is the transfer itself. XPayr signs neither — both happen in your wallet, and you can stop after the first.
A route that crosses networks leaves the source chain immediately and is delivered on the destination shortly after by Circle’s relayer. Until it lands it is listed under transfers still in flight, where you can finish it yourself if anything interrupts.
You keep control of the wallet and approve the exact route before anything moves.
XPayr, provider, protocol, gas and slippage costs are shown separately before signing.
Completion depends on canonical receipts, route events and reconciliation rather than a browser callback.
Yes. Connect a wallet, check the fee, and sign. XPayr prepares and prices the transfer; your own wallet executes it.
No. Every transfer is signed by your wallet and XPayr never holds the funds. You are not asked for a private key or a seed phrase at any point.
No. Provider, protocol, gas, forwarding and slippage costs depend on the executable route and must be shown separately in the live quote.
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