XPayr on ARC

ARC transaction memos

ARC Memo attaches structured metadata to a contract call and emits an indexed event. Payment IDs, invoice references, payout batches and operational notes can therefore travel with auditable onchain evidence instead of an offchain screenshot.

Verified on ARC Testnet Technical status last verified July 2026
ARC
Direct answer

ARC Memo attaches structured metadata to a contract call and emits an indexed event. Payment IDs, invoice references, payout batches and operational notes can therefore travel with auditable onchain evidence instead of an offchain screenshot.

How XPayr applies it

XPayr maps a short, non-secret reference to the payment or payout record and verifies the emitted memo event. Private customer data, credentials and secrets must never be placed in public memo content.

Verified on ARC Testnet

XPayr keeps ARC Mainnet payment execution review-gated until canonical production contracts, explorer support and low-value wallet-signed pilots are verified. Public tools and Testnet flows remain available for evaluation.

From question to a controlled ARC transaction

1

Understand the primitive

Start with the exact ARC capability, supported asset and network boundary instead of a generic blockchain promise.

2

Plan the route

Choose checkout, send, bridge, swap, Unified Balance, memo, batch or agent settlement and review its fee model.

3

Sign from the wallet

The merchant or payer wallet signs the operation. XPayr does not treat a browser response as settlement proof.

4

Verify and reconcile

XPayr checks chain, token, amount, recipient and transaction evidence before updating payment and fee ledgers.

ARC questions answered clearly

ARC transaction memos: How XPayr applies it

XPayr maps a short, non-secret reference to the payment or payout record and verifies the emitted memo event. Private customer data, credentials and secrets must never be placed in public memo content.

Is this available on ARC Mainnet through XPayr?

XPayr keeps ARC Mainnet payment execution review-gated until canonical production contracts, explorer support and low-value wallet-signed pilots are verified. Public tools and Testnet flows remain available for evaluation.

Does XPayr custody funds or hide the network fee?

No. Wallets sign transactions, chain fees remain visible and XPayr records its operation fee separately. Standard successful checkout uses the configured XPayr gateway fee; advanced ARC operations use their published fee quote.

Continue through the ARC stack

Primary references

Move from ARC research to a working test flow.

Open the public planner, then create a free merchant account to test checkout and wallet-signed operations without enabling Mainnet.